IRCC
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Consumer Loan Reference Index IRCC Rises Slightly To 5.57% In Q4/2026
The IRCC, which banks use to set interest rates for variable-rate loans granted after May 2019, will rise to 5.57% per annum in the fourth quarter of 2026 (October - December), compared to the 5.56% level set for the third quarter of 2026, as per data released...
Consumer Loan Reference Index IRCC Edges Down To 5.56% In Q3/2026
The IRCC, which banks use to set the interest rate for new loans taken since the spring of 2019, will drop slightly to 5.56% a year in the third quarter of 2026 (between July 1 and September...
Consumer Loan Reference Index IRCC Down At 5.58% For April 1- June 30, 2026
The IRCC, which banks use to set the interest rate for new loans taken since the spring of 2019, will stand at 5.58% a year in the second quarter of 2026 (between April 1 and June 30), lower...
Consumer Loan Reference Index IRCC Down at 5.68%, from 6.06%
The IRCC, which banks use to set the interest rate for new loans taken since the spring of 2019, will start falling in the first quarter of 2026 to 5.68%, being calculated on the basis of Q3...
Three-month ROBOR Ends 2025 At 6.14%, After Starting Year At 5.92%
Romania's three-month ROBOR index, the interbank interest rate used as a reference to calculate variable interests for loans in lei taken out before May 2019, as well as for companies' leu-d...
Consumer Loan Reference Index IRCC Down At 5.55% For April 1- June 30, 2025
The IRCC, which banks use to set the interest rate for new loans taken since the spring of 2019, will stand at 5.55% a year in April 1 -June 30, 2025 period, lower than the 5.66% level set f...
Installments of RON-Denominated Loans Contracted after 2019 Will Inch Up Starting October as IRCC Index Hits 5.99% Record High
Installments of RON-denominated loans taken out after 2019 will edge up starting October as loan reference index IRCC rose from 5.86% in July-September to 5.99%, the highest level since its...
Loan Reference Index IRCC Slightly Down At 5.89% For Q3, 2024
IRCC, which banks use to set the interest rate for new loans taken since the spring of 2019, will stand at 5.86% a year in July-September 2024, calculated based on the interbank transactions...
Three-Month ROBOR Ends April At 6.05%/Year
Romania's three-month ROBOR index, the interbank interest rate used as a reference to calculate variable interests for loans in lei taken out before May 2019, has continued to stagnate over...