At the beginning of 2025 (January 3), the index stood at 5.92% per annum.
The six-month index, used to calculate variable interest rates for mortgage loans in lei, stood at 6.28% on Wednesday, December 31, and the 12-month ROBOR at 6.48%.
The IRCC, which banks use to set the interest rate for new loans taken out since the spring of 2019, currently stands at 6.06% per annum.
IRCC should go down to 5.677% in the first quarter of 2026, calculated based on third quarter 2025 data.
(English version by Loredana Fratila-Cristescu)