Nearly one third of the guarantees were for beneficiaries in Bucharest (3,036), while counties Calarasi, Ialomita and Giurgiu saw the lowest demand, with 33 each. Capital Bucharest covered 27.6% of the demand, followed by Cluj county with 8.1%, Ilfov with 7.1%, Timis cu 5.8 % and Constanta, Brasov, Sibiu and Iași with 3-5% each.
Statistically, the First Home program was mainly accessed by people aged 26 to 35, who preferred two-room apartments.
Since the start of the state-guaranteed mortgage lending program in 2009 and until July 20, 2014, the guarantee fund granted FNGCIMM more than 119,200 guarantees totaling around EUR2.3 billion for loans totaling more than EUR4.56 billion. The average value of mortgage loans accessed within the program stood at EUR38,300.
The program has around RON2 billion in funding this year, of which RON740 million left unused from 2013, and half the budget was spent in the first six months of the year.