The program aims to support the Romanian entrepreneurial environment by improving access to financing, offering more favorable lending conditions and reducing collateral requirements for loans granted to SMEs, according to UniCredit.
“Through this guarantee instrument, we strengthen our commitment to being close to Romanian entrepreneurs, offering them not only capital but also trust and solutions tailored to the real needs of their businesses. This partnership with BID demonstrates once again that UniCredit is an active partner in supporting Romanian companies and the public sector, bringing to the market both extensive local expertise and know-how resources from the UniCredit Group. Together with BID, we can help build a more inclusive, resilient, and competitive financial ecosystem, supporting the sustainable development of Romania’s economy,” said Mihaela Lupu, CEO of UniCredit Bank.
“Through the agreement signed with UniCredit Bank, we are expanding the coverage of BID guarantees and strengthening our shared role – supporting productive investments and accelerating the transition to a more competitive and greener economy. It is a clear example of how public-private partnership can deliver tangible results,” said Dan Sandu, General Director of BID.
The partnership between UniCredit Bank and the Investment and Development Bank represents more than an institutional collaboration – it is the beginning of a strategic alliance built on shared values: transparency, responsibility, accountability, and commitment to sustainable economic development. UniCredit Bank’s solid experience in managing guarantee-based programs, together with BID’s expertise in projects with systemic impact, creates the premises for a real synergy in supporting the business environment, contributing to the development of a more resilient, inclusive, and competitive economy.
UniCredit Bank is actively involved in sustainable development, financing high-value-added investments, supporting the transition to a climate- and energy-neutral economy, and promoting sustainable development. The bank supports companies that invest responsibly, innovate, and contribute to a green and resilient economy. Through the guarantees provided by BID, UniCredit Bank will be able to expand support for SMEs, facilitating investments in innovation, digitalization, and the green transition, in line with sustainable economic priorities.
Additionally, UniCredit offers a broader platform to support SMEs, “UniCredit for CEE,” an umbrella framework providing concrete financing solutions, financial consulting, and account management across Central and Eastern Europe, designed to help microenterprises, small, and medium-sized businesses grow. In an economic climate characterized by rapid challenges and transformations, UniCredit Bank fully supports the role of SMEs as a central pillar of the national economy and a strategic segment in resuming economic growth in Romania.