The three-month rate stood at 3.02% in early 2022.
The six-month ROBOR used in calculating variable interests for mortgage loans in lei jumped to 5.21% on Tuesday from 5.13% on Monday.
The twelve-month ROBOR index, which represents the interest rate paid on loans in lei attracted by commercial banks from other commercial banks for a twelve-month period, grew to 5.27% on Tuesday from 5.19% on Monday.
The evolution of the ROBOR index is impacted by several factors among which the central bank’s monetary policy, the market liquidity, inflation and tax policy.
The IRCC, the loan reference index published quarterly by Romania’s central bank, has increased to 1.86% from 1.17%. The IRCC, the reference index for household mortgage and consumer loans, was introduced in May 2019 to better reflect the situation on the banking market.