At the beginning of 2025, the index stood at 5.92% per annum.
The six-month index, used to calculate variable interest rates for mortgage loans in lei, dropped to 6.34% per annum from 6.36%, and the 12-month ROBOR decreased to 6.55% from 6.57%.
The IRCC, which banks use to set the interest rate for new loans taken out since the spring of 2019, currently stands at 6.06% per annum.