Overall, more than 76,000 new mortgages for acquisition are likely to be contracted in Romania this year. Considering the housing sales expected by SVN Romania for 2025, mortgage-based deals will weigh around 45% in the overall housing market.
“2025 is expected be the best year for the Romania mortgage market, with a new record due to be set for new mortgages granted for home purchase and falling fixed interest rates and rising incomes are the main explanations,” stated Alexandru Radulescu, managing partner at SVN Romania | Credit & Financial Solutions, the exclusive partner of Ipotecare.ro.
The average estimated value of a mortgage in Romania revolves around EUR65,700.
Mortgages worth EUR2.75 billion were granted nationwide in the first three months of 2025, in line with central bank data, up 46% from the year-earlier period.
(English version by Catalina Apostoiu)