Only 66% of the respondents use online banking, 62% of Romanians say they have basic financial knowledge, while 63% of them consider their financial situation as bad.
If needed, Romanians would contact creditors to adjust the quantum of payments to their financial situation (20%) or would resort to own savings (16%).
In case of problems with payment obligations, 68% of the respondents said they would opt for an amiable solution, involving contact with the creditor and rescheduling debts.
Kruk study was based on the answers of 1,000 Romanians aged between 18 and 65.