Compared with the third quarter of 2017, the NPL rate dropped 2.4 points. The NPL rate dropped 85 basis points in the first nine months compared with the same period of 2017.

The loan to deposit ratio grew to 76.43% at the end of the third quarter, from 75.22% at the and of the second quarter, but dropped compared with 80.3% at the end of the third quarter of 2017.

The 35 banks in Romania posted a total net profit of nearly RON5.88 billion in the first nine months, up 42% on the year. Of the total, 81%, or RON4.77 billion, was the profit of the six largest banks by assets.

The value of assets in the Romanian banking system grew 9.5% on the year in the first nine months, to nearly RON445.2 billion.