Thus, the three parties agreed on several burden-sharing solutions, stressing that each case should be treated individually.
“The solutions are complementary. Each bank can apply a proper set of solutions individually adapted. The solutions are also available for loans in other currencies and can be optimized on a case-by-case basis,” BNR said in a statement.
The three parties agreed that the solutions should focus on persons with payment difficulties and should not impact the stability of the financial-banking system.
The Romanian leu gained ground versus the Swiss franc by midday Thursday and the Romanian central bank’s reference rose 2% to 4.2748 units per Swiss franc, for the fourth consecutive day after a record low registered last Friday.
The Swiss franc touched record highs on the Romanian market starting with January 15, after it gained nearly 30% against the euro following Swiss National Bank’s decision to scrap the minimum exchange rate ceiling against the euro.
Over 75,000 Romanians have loans in Swiss francs at 14 banks, out of which 32% at Bancpost, 24% at Volksbank, 20% at Pireus Bank, 11% at Raiffeisen, 7% at Banca Romaneasca and 2% at OTP Bank.