In November 2025, private lending posted 6.8% annual growth, compared with 7.1% in October.
In real terms, in December 2025 lending declined by 3.2% from December 2024, with the lei component dropping by 5.7%, while the foreign currency component expressed in lei rose by 9.9% when expressed in euro.
In monthly terms, private lending inched up by 0.1% in December 2025 against November 2025 (minus 0.1% in real terms).
Government lending went up by 6% in December 2025 from November 2025, to RON280 billion. Against December 2024, it rose by 11.9% (2% in real terms).
(English version by Catalina Apostoiu)