In real terms, non-government lending in March 2025 advanced by 4.1% from March 2024. The RON component posted 5.8% growth in real terms, while the foreign currency one rose by 5.1% when expressed in euros.

In monthly terms, private lending in March 2025 inched up by 0.8% from February 2025 and 0.5% in real terms.

Local currency lending, weighing 70% in the overall volume of non-governmental lending, rose by 1%, while foreign currency lending expressed in lei, with a 30% weight in total non-governmental lending, edged up by 0.3%.

Local currency loans at end-March reached RON296.5 billion, of which household loans made up RON176.2 billion, up 13.1% year-on-year.

Local currency loans taken out by companies registered a 7.8% increase, to RON120.2 billion.

During the same period, the amount of foreign currency loans climbed by 5.3% year-on-year, to RON127 billion, with household loans reaching RON16.6 billion, down 17.9% from March 2024.

Foreign currency loans contracted by companies totaled RON110.4 billion, up 9.9% in annual terms.

Government lending in March 2025 increased by 1.5% from February 2025, to RON250 billion. Against March 2025, it rose by 15.9% (10.5% in real terms).

(English version by Catalina Apostoiu)