Lending growth accelerated slightly in January from December (6.2%).

In real terms, private lending declined by 2.7% year-on-year. The RON component dropped by 5.3% and the foreign one, expressed in euros, by 5.3%.

Against December 2025, in January 2026 the total amount slid by 0.2% (-1.1% in real terms).

Government lending went down by 3% in January 2026 against December 2025, to RON271 billion. Against January 2025, it rose by 9.7% (0.1% in real terms).

(English version by Catalina Apostoiu)