The decline came amid the lower growth of the foreign currency component from a 5.2% annual pace at the end of March.
In real terms, non-governmental lending increased by 3.7% after the first four months of 2025. The lei component rose by 5.8% in real terms and the foreign currency one by 3.7% when expressed in lei.
Against March 2025, private lending went up by 0.5% in April and by 0.4% in real terms. RON-denominated lending, weighing 70.2% in total non-governmental lending, increased by 0.7%, while foreign currency lending expressed in lei went down by 0.1%.
Local currency loans at the end of April reached RON298 billion, of which household loans accounted for RON187 billion, up 12.7% year-on-year.
Local currency loans taken out by companies advanced by 8.4% to RON120.4 billion.
During the same period, foreign currency loans climbed by 3.7% year-on-year, to RON126.9 billion, of which household loans amounted to RON16.3 billion, down 17.7% from April 2024.
Foreign currency loans contracted by companies total RON110.5 billion, up 7.9% year-on-year.
Government lending in April 2025 went up by 0.4% from March 2025, to RON251.72 billion. Against April 2024, it rose by 11.6% (6.5% in real terms).
(English version by Catalina Apostoiu)