Private lending in Romania inched down 0.2% (-0.6% in real terms) in December 2022 as compared to November 2022 as local currency lending, holding a 68.8% share, fell by 1.1% and foreign currency lending expressed in lei grew by 1.7% (1.1% when expressed in euros).
Household loans in lei increased by 7.3% year-over-year and the total balance in banks reached RON146.8 billion. Instead, household foreign currency loans decreased by 10.5% down to RON24.6 billion.
Corporate loans in lei grew by 5.6% to RON103 billion and foreign currency corporate loans surged by 43% to RON88 billion.
Government credit inched down 1.1% in December 2022 compared to November 2022, to RON170 billion and fell by 1.5% compared to December 2021 (-15.3% in real terms).