In December, loans in lei declined 0.9% in real terms compared with November, while foreign currency loans declined 0.1% when expressed in lei and 1.9% when expressed in euros, the data showed.
Private loans in Romanian lei grew 19.7% last year, while foreign currency loans declined 9.9% when expressed in lei and 10.8% when expressed in euros.
Government credit grew 3.7% in December compared with November, to RON89.62 billion, and growth for the full year stood at 5.7% in real terms.
Deposits of non-government resident customers increased 6.8% on the month in December, to RON253.46 billion. Compared with December 2014, deposits of non-government resident customers grew 8.6%.