Banks’ assets climbed to a peak of around RON882 billion, as lending picked up. Interest rates cashed in for loans are banks’ main gain source. Lending advanced by an average pace of around 7% last year. ROA and ROE stood at 1.68% and 18.38% respectively at end-2024, slightly down from 2023 levels.
The 2024 record gain comes after in 2023 banks generated a RON13.7 billion profit, while in 2022 the gain stood at RON10 billion.
(English version by Catalina Apostoiu)