Raiffeisen Bank S.A., a subsidiary of Raiffeisen Bank International AG, provides a wide range of financial products and services to both individual and corporate customers.
Garanti Bank S.A. is part of Garanti BBVA Romania Group and offers banking services to retail and corporate clients.
Motoractive IFN S.A., also part of Garanti BBVA Romania Group, is a non-bank financial institution that provides financial leasing solutions for vehicles, equipment and real estate under the Garanti BBVA Leasing brand.
Motoractive Multiservices S.R.L. provides fleet administration and management services under the Garanti BBVA Fleet Management brand.
Following its assessment, the Competition Council concluded that the transaction would not significantly impede effective competition in the Romanian market or a substantial part of it. The authority also found no serious doubts regarding the transaction’s compatibility with a normal competitive environment.
The decision will be published on the Competition Council’s website after confidential information has been removed.
In March 2026, Raiffeisen reached an agreement to acquire 100% of the shares of the Garanti BBVA Romania group (Garanti Bank and the Motoractive IFN leasing division) from the subsidiaries of Banco Bilbao Vizcaya Argentaria (BBVA), with the rumored price being EUR591 million.
Following the acquisition of Garanti, Raiffeisen’s assets could mathematically exceed RON100 billion, locking in a nearly 11% market share and positioning Raiffeisen to challenge UniCredit and CEC Bank for the third spot.
Raiffeisen Bank Romania closed 2025 with assets of RON88.6 billion, ranking 6th among top banks with a 9.26% market share. Meanwhile, Garanti BBVA Romania’s assets reached RON20.6 billion, with the bank climbing to 9th place among major lenders, with a market share of 2.15%.