Raiffeisen Bank granted loans worth over EUR2 billion last year, while the non-performing loan ratio fell to 6.7%. Deposits rose 12% in 2015, while the loan to deposit ratio stood at 81%, similar with 2014 value.
The bank’s capitalization is a solid one, with a capital adequacy ratio of 18.6%.
Steven van Groningen, Raiffeisen Bank president&CEO, stated he is satisfied with last year’s results, adding that the legislative changes that the bank currently faces could significantly impact its activity in 2016.
The data were computed according to international accounting standards and refer exclusively to Raiffeisen Bank SA.
At the end of 2015, the bank had over 500 branches in Romania and 5,350 employees, from 5,410 in December 2014.