Getin is not mainly looking to buy another bank, as integration could prove painful, Kaczmarek said. Instead, it eyes portfolios of between 50-100 million and 1 billion lei.
Idea Bank increased its share capital several times over the last year and a half and plans to do the same in 2015. The bank currently has a solvency rate of 10.5%.
Getin bought the former Romanian International Bank at the end of 2013, and renamed it Idea Bank a month ago, following changes in the management structure, in a EUR500,000 rebranding campaign .
Kaczmarek said the bank currently undergoes a business expansion process.
In the first month after the rebranding, the bank had around 4.000 new client requests for different products, 80% of them being for loans.
Idea Bank’s assets total RON1 billion, half of which are leasing financing from Idea Leasing (former VB Leasing), which Getin Holding also took over in 2014.
Kaczmarek added the bank’s core operations are the consumer lending and leasing and aims to focus on the small and medium-sized companies.