In January-June 2014, the total value of guarantees stood at RON890 million.
Most of the guarantees were for beneficiaries in Bucharest – 27.01%, followed by Ilfov – 14.83%, Cluj – 6.47%, and Timis – 6.28 %. Covasna (0.23%) and Harghita (0.16%) are on the last positions.
Statistically, the First Home program was mainly accessed by people aged 26 to 35, who preferred two-room apartments.
The program has around RON978 million in funding available at the moment.
Since the start of the state-guaranteed mortgage lending program in 2009 and until July 15, 2015, the guarantee fund granted FNGCIMM more than 148,500 guarantees totaling around EUR2.8 billion for loans totaling more than EUR5.64 billion.
The average value of mortgage loans accessed within the program stood at EUR38,024.
The lenders participating in First Home program are BCR, BRD – Groupe Societe Generale, Raiffeisen Bank, Banca Romanească, Alpha Bank, OTP Bank, Banca Transilvania, CEC Bank, Bancpost, Piraeus Bank, Banca Comerciala Intesa Sanpaolo Romania, UniCredit Tiriac Bank, Credit Agricole Bank, Bank Leumi Romania, ING Bank, Marfin Bank, Creditcoop SA.