The measure aims to promote responsible financial planning through a competitive and attractive offer.
At the same time, customers benefit from zero opening, liquidation and cash withdrawal fees. The latter benefit is applied for cash withdrawals from term deposits on the maturity date, constituted with maturities of more than one month.
“The new interest rates are available for all individual customers, being accessible both for the renewal of existing deposits and for the opening of new deposits. Deposits can be accessed both withinin branches and via the bank’s digital channels. Customers who choose to open deposits via the Mobile Banking service – SmartBank – or via the Internet Banking service – OTPdirekt – will benefit from a bonus of +0.2%, meaning a total interest rate of up to 6.30% for term deposits established for three months, in lei,” according to OTP Bank representatives.