“While the average was at 19.4% on a national level, there are some differences at local level: from 15% in Bucharest, 20% Prahova, 21% Iasi, 22% Cluj, Sibiu and Brasov, 25% Constanta and 31% in Timis and Galati,” Teodor Mincu, head of BCR Partners Office, told a news conference Monday.
Bucharest has fewer apartments at the top floor as most of the blocks of flats have eight floors, compared with Timis or Galati, where most of the blocks have four floors.
Around 67.5% of the buyers nationwide chose middle floors, while 13.1% opted for the ground floor.
On a national level, real estate loans applicants are mainly men (55%), aged between 25 and 40 (73%), with high education (71%), married (54%), with dependants (21%), with properties (34%).
The average value of real estate financing granted by BCR last year stood at RON163,000, similar with 2013 value.
Around 45% of the loans taken countrywide targeted 2-room apartments, 27% aimed 3-room apartments, 10% – studio apartments, and over 13% – a house or a villa.
BCR’s real estate partners countywide estimate a market growth between 5% and 15% for 2015.