“What can we do to no longer rely exclusively on bank deposits? An investor has at disposal a wide range of financial instruments, including low-risk instruments suitable for longer-term investments, such as listed funds (Exchange Traded Funds – ETFs) or stocks in well-known companies (the so-called ”blue chip stocks”) with stable evolutions, which also pay dividends that gradually boost the initial invested capital,” according to Nedelcu.
The next step for a beginner investor should consist in finding a reliable financial institution to place their deposits, feeling secure for their own funds, as well as choosing the right instruments, in accordance with the assumed risk-reward ratio. Furthermore, a stable, easy-to-use trading platform, directly accessible on the market, can make the difference between a successful transaction, on time, a failed transaction and a missed opportunity, Nedelcu added.