The bank offers a fixed interest rate of 5.79% per year during the first seven years and a variable interest rate of 5.75%, with the effective annual interest rate (EAR) nearing 7% (6.95%).
The variable interest rate is formed of a fixed margin plus the consumer loan reference index IRCC and is valid in the case of concluding a group life insurance with life insurer NN Asigurari de Viata. The IRCC index caries on a quarterly basis.