The bank’s net profit rose 15% to RON333 million, from RON290 million in 2014.
Non-performing loan ratio fell from 5.7% to 5.1% last year.
Lending increased 29% on the year, to nearly RON14.44 billion, and deposits also rose 29%, to RON18.55 billion. SME financing registered the highest growth, of 77%.
In 2015, the bank’s market share increased to 6.3% from 4.8% in terms of lending, and to 6.9% from 6% in terms of deposits.
Total costs increased 9%, to RON575 million, mainly due to activity growth, investments in technology, business applications, the development of the bank’s IT platforms and new employees.
The cost of risk fell to RON55 million last year, from RON60 million in 2014 while the cost/revenue ratio fell 2 percentage points to 56%.
ING Bank attracted last year 96,000 active individual clients, reaching 866,000.