Starting October 2025, insurance premium payment documents issued by Generali will include a RoPay QR code that can be scanned directly from the bank’s mobile app, offering a fast, secure, and intuitive payment experience.
“We are constantly focused on simplifying interaction with our customers, and integrating the RoPay solution via QR code on payment documents is a natural step. In addition to saving time on purchasing insurance services and processing payments, it eliminates the risk of incorrect card or IBAN data entry, all with enhanced data security. We are proud to be among the first insurers to implement this modern solution and to help our customers get insured more conveniently and quickly,” said Ileana Damian, Chief Operations Officer, Generali Romania.
The solution is part of the national RoPay instant mobile payment service without a card, developed by TRANSFOND, together with financial and banking institutions, which allows users to make instant transfers between individuals, without commissions, but also to pay merchants using the mobile banking application to scan QR codes.
“The Romanian public is still getting used to RoPay payment solutions, but we are confident that they will become a market standard—both for transfers between individuals and for payments to merchants or service providers (…),” said Raluca Țintoiu, Deputy CEO & Head of Wholesale Banking, ING Bank Romania.
For transaction security, scanning is performed exclusively from the mobile banking applications of the banks where Generali customers have accounts, with full encryption and biometric authentication or dynamic passwords. Thus, the solution ensures a high level of protection for personal and banking data, reducing the risk of fraud attempts associated with QR codes.