ZF previously announced Idea Bank’s intention to enter the real estate segment.
The mortgage loan called Idea home targets resident natural persons aged 21 to 70 (when the loan matures), with a minimum monthly income of RON2,500 (in the country) and RON3,000 (in capital Bucharest) and it is denominated exclusively in lei.
It is granted for a period of maximum 30 years for the acquisition of homes and for refinancing, and for a period of maximum 20 years for the acquisition of land.