The volume of loans for individual and corporate clients reached RON216.7 billion at the end of June, from RON220.09 in December. Loans in local currency account for RON90.51 billion (or 42%), while forex loans total RON126.18 billion.
In the first half of the year, only four counties registered an increase in the total lending volume, namely Gorj, Braila, Brasov, and Vaslui, according to the central bank’s data.
Loans volume in the capital city, Bucharest, fell 1.84% in the first six months, to RON86.66 billion.
Overall individual and corporate clients’ unpaid debts to the banks fell by 4.3% in the first six months, compared with December 2013, to RON31.28 billion, and also dropped by 3.9% compared with June, 2013.
Giurgiu registered the highest growth in terms of unpaid debts between January and June, of 35.6%, while Braila ranked second, with a 26% increase.
The level of unpaid debts to the banks fell from 14.85% in December to 14.43% In June, similar with June 2013.