The Financial Market Data Services (FMDS) survey measures banking behavior of people aged over 15, in 13 countries in Central and Eastern Europe.
The banking penetration level in CEE countries reached 80% in 2010 and is seen growing further.
The survey shows a banking penetration level of 71% in Poland and Kazakhstan, 74% in Bosnia Herzegovina, 98% in Austria, 90% in Croatia and the Czech Republic, respectively, and a 100% banking penetration level in Slovenia.
As regards the use of banking products, a third of Romanians had at least one bank account in the first half of 2012.
Four in ten Romanians own a bank card, with around 39% of them holding debit cards and 4.5% of them holding credit cards. In Europe, the number of bank cards has seen a constant increase lately.