LENDING
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Retail Lending Frozen Again As Most Money Goes To Companies
Private lending was up in September, solely driven by corporate loans, because consumers were again afraid to take on debt.
Bankers Keep Pressure On Old Clients With 6% Interest Margins
Bankers are keeping up pressure on clients holding loans as these are the main income source given the low sales of new loans.
BNR: Banks Should Take Clients’ Age Into Account When Lending
More than 71% of unsecured consumer loans granted to young people aged between 18 and 25 had gone sour by late June; this is the client category causing bankers the biggest headache, central...
Raiffeisen’s Treasury Head Pleads For Lower Leu Interest Rates
Romania is in the odd situation where transactions are concluded in lei, but many prices are set directly in euros, so that the economy is basically relying on the euro, so why should leu-de...
Garanti: New Lending Rules To Cause Decline, Market Will Adjust Though
The new regulations Romania’s central bank (BNR) has prepared for household lending will certainly lead to a decline of the retail banking business, says Murat Atay, general manager of Garan...
Maximum Discretion About Bankers’ Proposals For Draft Restricting Lending To Individuals
Tuesday is the deadline by which the Romanian National Bank accepts comments and proposals on the draft regulation set to drastically restrict lending in foreign currency to individuals, but...
Volksbank Romania Resumes Lending After Two-Year Pause
Volksbank Romania on Wednesday said it has restarted lending, after a two-year break, by launching new home purchase loans available in euro and in leu.
Inflation Decline Leaves Room For Central Bank To Give Leu Lending A Boost
Prices were down for the third month in a row in August, as a result of the good farming year, but also of the decline in demand.
BNR’s New Regulations Will Affect Lending Rebound
The Romanian central bank (BNR) is looking for the first time to encourage lending in lei instead of foreign currency for mortgage loans, but interest rates are double as high.