CONSUMER LOAN
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Consumer Lending in Lei Rebounds in June
The summer rekindled Romanians’ appetite for consumer loans, so new consumer loans in lei rose to 1.49 billion lei in June, higher than in April and May, when lending recorded a significant decline due to the lockdown caused by the COVID-19 pandemic.
Consumer Loan Reference Index Grows To 2.63%, From 2.36% In Early May 2019
The new reference index for consumer loans (IRCC), which is regulated by government emergency decree no. 19/2019, has reached 2.63%, higher than 2.36% set at the beginning of May, central ba...
February New Leu-Denominated Consumer Loan Sales Back To 2008 Levels
Banks sold 1.4 billion lei (EUR313.4 million) worth of new leu-denominated consumer loans in February, almost double as much as in the year-ago month, Romania’s central bank data show.
Leu-Denominated Consumer Loans At Six-Year High
Leu-denominated consumer loans reached 31.6 billion (EUR7 billion) in February, an increase of 14% on the year-ago month. Leu-denominated personal loans therefore reached the highest level s...
Banks Cling On To Very High Margins On Consumer Loans
The leu consumer loans, whose resurgence bankers expect to boost their revenue, are being offered at a more than 10% yearly interest, even though banks pay 2% to 3% for deposits from consume...
Banks Try To Revive Consumer Loan Sales With Interests Below 10%
Banks are trying to revive sale of consumer loans by charging lower interests and cutting fees, now that the crisis has eaten into their revenue and profits.
BCR Says Ready To Help Economy, But Through Leu-Denominated Loans
After extensive restructuring measures, Romania's largest lender Banca Comerciala Romana (BCR) is ready to restart lending to individuals, but only in lei, according to the bank’s strategic...
Bank Debtor Profile: Bucharest Male, 30-34, Holder Of A Leu Loan
A typical debtor to a bank is male, aged 30 to 34 years, lives in Bucharest and holds a loan in lei, according to data from the Credit Bureau, the institution that collections information on...