RON-denominated loans, which account for almost two thirds of total volume of loans, grew by just 3.2% versus May 2025, and foreign currency-denominated loans expressed in RON increased by 18.1%.
Central bank data also show that foreign currency-denominated loans rose by 4.1% against April 2026 and RON-denominated loans inched 0.3% higher.
RON-denominated household loans continued to grow at a sustained rate, by 9.3% against May 2025, up to RON197.2 billion. RON-denominated loans granted to companies and other non-government sectors kept contracting, seeing an annual decline of 5.8% to RON113.9 billion.
Foreign currency-denominated loans granted to non-financial corporations and non-monetary financial institutions surged by 22.6% compared with the same period of 2025 and by 4.5% in May 2026 alone, up to RON139.3 billion.
Foreign currency-denominated household loans dropped by 12.5% in May 2026 versus May 2025, down to RON14.6 billion.
At end-May 2026, credit to general government granted by credit institutions increased by 1.7% versus April 2026, to RON 283.3 billion, and by 8.8% (-1.9 percent in real terms) compared to May 2025.
In May 2026 versus April 2026, deposits of non-government resident customers rose by 1.6% to RON683.4 billion, while the annual growth rate was 7.7% (-2.8% in real terms).
In May 2026 versus April 2026, RON-denominated deposits of residents, representing 67.7% of deposits of non‑government customers, edged 0.8% higher to RON462.5 billion, while the annual growth rate was 7.8% (-2.7% in real terms).
In May 2026 versus April 2026, RON-denominated household deposits fell by 0.3% to RON268.2 billion and grew by 7.5% (-3.0% in real terms) year-over-year.
RON-denominated deposits of other sectors (non-financial corporations and non-monetary financial institutions) rose by 2.3% to RON194.3 billion month-on-month and by 8.3% (-2.3% in real terms) year-over-year.
Foreign currency-denominated deposits of residents, representing 32.3 percent of the total volume of deposits of non-government customers, advanced 3.3% against April 2026 to RON220.8 billion when expressed in domestic currency (when expressed in EUR, they rose by 1.2% to EUR42.07 billion). Compared to May 2025, this indicator grew by 7.5% when expressed in RON (3.7% when expressed in EUR).
Foreign currency-denominated deposits of households picked up by 2.7% against April 2026 to RON150.6 billion when expressed in domestic currency (when expressed in EUR, these deposits rose by 0.6% to EUR28.7 billion). In year-on-year comparison, the indicator increased by 8.9% when expressed in RON (5.1% when expressed in EUR).
Foreign currency-denominated deposits of other sectors advanced 4.9% versus April 2026 to RON70.2 billion when expressed in domestic currency (when expressed in EUR, these deposits increased by 2.7% to EUR13.3 billion). Compared to May 2025, the indicator picked up by 4.5% when expressed in RON (0.8% when expressed in EUR).