Moreover, banks will not be able to provide mortgage loans unless clients pay at least 30% upfront for financing in euros and 20% minimum for leu-denominated loans, the document noted.
For mortgage loans in other foreign currency, the minimum down payment will be set at 40% of the loan value.
Central bank governor Mugur Isarescu told MEDIAFAX early April that the bank would prepare a series of measures to discourage foreign currency borrowing among people who get their paychecks in lei.
Romanian private lending fell 0.3% in real terms to 204.6 billion lei (EUR48.4 billion) in April from a month earlier, and was down 5.7% on the year.
Household foreign currency loans totaled RON62.8 billion at the end of April, nearly double compared with RON35.1 billion in leu-denominated loans.