Carpatica returned to profit in 2012 after three consecutive years of losses. The lender posted a net profit of RON25 million in 2012.
The bank expects net interest income will fall 10.3% on the year to RON253.3 million in 2012, while net interest costs are seen dropping 17% to RON164.25 million.
Overall revenues are estimated at RON584.86 million, while total expenses are forecast at RON550.3 million.
Carpatica’s revenue and expenditure budget for 2013 is pending shareholder approval at a meeting due April 25.
The bank has a share capital of RON314.6 million, split into 3.146 billion shares with a face value of RON0.1.
Ilie Carabulea is Banca Carpatica’s largest shareholder with a 46% stake, while his associate Corneliu Tanase owns the second-largest stake, of 11.2%.
At around noon Thursday, Carpatica traded up 1.67% at RON0.0488 a share in Bucharest, amid a rising market. (EUR1=RON4.4032)