Senior Editor
Razvan Voican
- Fields
- Banks-Insurance, Macroeconomics, Capital Market
- Writing for ZF since
- 2011
- Articles
- 77
Head Of Unicredit’s Retail: Expansion Stops, But Number Of Machines For Non-Stop Operations Will Rise
New types of deposits with maturities of two years and of eight months, mortgage loans meant to encourage financing in lei, supplying all branches with special machines for non-stop operatio...
Both Government Spending And Loans Will Shrink In 2012: So How Do We Boost The Economy?
The big question in 2012 is how do we inject “financial substance” into the economy when the current fiscal policy sends out a procyclic impulse toward contraction, while bank loans are gett...
Analysts Calculate How Many Hundreds Of Billions Will Be Withdrawn By Euro Zone Banks
Risk premiums in the region have jumped again, local financial markets have contracted and a wave of catastrophic predictions about euro zone banks cutting their financing shook Central and...
Austria’s Central Bank Forces BCR, UniCredit and Raiffeisen To Find Their Own Financing Sources
Erste Group, UniCredit Bank Austria, and Raiffeisen Bank International-- the respective owners of Romanian lenders BCR, UniCredit Tiriac Bank and Raiffeisen Bank Romania--will only increase...
Consequences Of Romania’s Failure To Borrow Money From The US Market
The pressure on leu interests will go up again and the government will remain trapped in short-term funding on the local market. In a worst case scenario, Romania might end up borrowing mone...
Romania Fails To Sell EUR1B Bonds In The US
The Finance Ministry picked a really bad moment to try to sell bonds on the U.S. market and had to postpone the loan. Romania intended to borrow between $1 billion and $2 billion from the U....
ING: No Chance For Cheaper Retail Loans
A higher appetite for saving money rather than borrowing it, more inquiries about leu loans, the lack of prospects for cheaper loans in general and the decline of the consumer lending market...
BRD Buys Back RON735M Bonds And Prepares EMTN
BRD-Societe Generale (BRD.RO), the second-largest bank on the local market, will on December 12 buy back RON735 million worth of bonds issued five years ago at a fixed interest rate of 7.75%...
CEC Attacks The Market Of Leu-Denominated Mortgage Loans With 5.97% Interest
State-held CEC Bank is selling until January 15 2012 leu-denominated mortgage loans with a fixed interest of 5.97% in the first year, after which it charges a margin of just 1.75 percent abo...
The Bridge Bank, An Invention That Could See The Government Spend Money To Save Failed Banks
The bridge bank – the latest concept of financial institution to be launched on the Romanian market – is a lending institution that could appear on the market when the National Bank of Roman...
Over 700,000 Romanians Have Past Due Debts With Banks Totaling RON7 Bln
Past due payments on individual loans exceeded the 7 billion lei (EUR1.6 billion) mark in September, rising 42% in the past year. The volume of overdue household loans tripled against Septem...
Central Bank Does Not See Net Capital Outflows, But Considers Risk Of Lending Decline
The National Bank monitors banks’ liquidity and solvency and has so far noticed no net capital outflows, but does not rule out such moves occurring in the future.