The same value is expected for the start of next year.
Thus, the average installment of a mortgage contracted for a 25-year period for the purchase of a two-room apartment in Bucharest in July weighed 55% in Romania average net salary, compared with 54% at the beginning of the year.
In line with the estimates of the exclusively online loan brokerage, the coming months will not bring changes in the installment/salary ratio.
The average interest rate of a mortgage stands at 5.50%, slightly down from 5.55% in early 2026.
(English version by Catalina Apostoiu)