To this end, the bank offers the “Alpha Housing Noua Casa” loan with an interest rate of 2% + IRCC (reference index for consumer loans) and zero commission for file analysis.
The minimum downpayment required is 5% for homes with a price lower than or equal to EUR70,000 (equivalent in lei), and minimum 15% for homes priced between EUR70,001 and EUR140,000.
“This year we continue our involvement in the Noua Casa program, an initiative that remains important for the local market. Alpha Bank Romania is recognized for its expertise in mortgage lending, being committed to offer its customers the best financing solutions”, said Maria Bogodai, Director of Individuals Segment, Alpha Bank Romania.
Alpha Bank Romania offers a full range of mortgage products, with fixed interest rates for the first five years of the loan or variable interest rates, in lei or euro, for those who want to purchase a home or build a house. At the same time, the bank offers solutions dedicated to customers who are looking for energy-efficient housing, through the “Alpha Green” loan.
The bank also offers end-to-end solutions insuring the financed home. Optionally, customers can purchase life insurance and comprehensive insurance covering the risk of unemployment and temporary incapacity for work.